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First Chicago Insurance Company Review

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First Chicago Insurance is a regional insurance carrier in the Midwest and offers personal auto, commercial auto and artisan liability insurance. It is a subsidiary company of J & P Holdings, Inc. In business since 1920, First Chicago Insurance originally provided coverage to Chicago’s District Ice Association’s horses and wagons and was named Chicago Ice … Read more

Farmers Insurance: An Overview

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In 1928, John C. Tyler and Thomas E. Leavey founded Farmers Insurance as an auto insurer for farmers and ranchers, believing from their own personal experience that farmers and ranchers pose fewer auto insurance risks. The company has since grown to offer not only auto insurance, but homeowners, renters, life, business, and more. It operates … Read more

American Family Auto Insurance Review

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While American Family Auto Insurance may not be as well-known as some other auto insurance companies such as The Hartford or USAA; it was the sixth largest auto insurer and the tenth largest property and casualty insurance company in the US and Canada in 2021. It is listed in the Fortune 500 companies in the … Read more

Allstate Insurance Renter’s Policy

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Allstate Insurance has been providing insurance products to its customers since 1931 and many of you may recognize the company as the ‘good hands people,’ as relayed in its popular television advertising campaign. The company is the largest personal lines insurer that is publicly-held in the United States. It has a comprehensive line of insurance … Read more

How To Save For A House

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Buying a home is one of the largest and most significant purchases most people will make in their lifetimes. Payments are spread out over decades, so you gradually chip away at the mortgage until the home is entirely yours. But you’ll have to pay some hefty upfront costs or take advantage of down payment assistance … Read more

How Much To Put Down on a House

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5% of Purchase Price 20% of Purchase Price Down Payment $15,000 $60,000 Loan Amount $285,000 $240,000 Interest Rate (fixed) 4.00% 4.00% Mortgage Payment (Principal and Interest) $1,361 $1,146 PMI $178 $0 Total Monthly Payment $2,050 $1,657 Total Interest $204,828 $172,487 Total Mortgage Paid $489,828 $412,487 Put 20% Down To Avoid PMI Many lenders will require … Read more